Three major financial services companies just confirmed they will not discriminate against firearms businesses after West Virginia’s attorney general threatened legal action under the state’s anti-debanking law.
Republican Attorney General J.B. McCuskey launched an investigation on July 30 into whether the companies had wrongfully denied financial services to Kent Cartridge Company, a West Virginia-based ammunition manufacturer. By August 7, all three firms — First Internet Bank of Indiana, Ramp.com, and Bill.com — issued formal responses pledging they do not and will not deny services to firearms industry companies.
“We are pleased that these financial companies have confirmed that they will treat members of the firearms industry the same way they treat all other business.”
The investigation centered on allegations that the companies had refused to serve Kent Cartridge Company, which produces shotshells for hunting and sport shooting. McCuskey’s office warned the firms they could face lawsuits under West Virginia’s Firearm Industry Nondiscrimination (FIND) Act — and potentially lose all state contracts.
That law requires the state to sever relationships with any financial institution caught discriminating against Second Amendment businesses.
All three companies quickly pledged compliance. Bill.com even began providing services to Kent Cartridge Company during the investigation. A spokesperson for McCuskey told the Daily Caller News Foundation the matter is now closed and no lawsuits will be filed.
“The FIND Act exists because West Virginians care deeply about the right to bear arms and my Office is committed to protecting that right,” McCuskey said in a Monday release. “I encourage any West Virginia firearms business, large or small, to reach out to our office if they have faced discrimination by a financial institution, bank, credit card company, or payment processor.”
In their written responses, both Ramp and Bill.com claimed they weren’t actually covered under West Virginia’s FIND Act. First Internet Bank insisted it did not discriminate against the firearms industry but denied responsibility for Ramp’s initial refusal to work with Kent Cartridge Company.
UPDATE: Three financial institutions who received letters from the West Virginia Attorney General’s Office regarding possible violations of the Firearms Industry Nondiscrimination (FIND) Act have pledged not to discriminate against lawful firearm commerce. pic.twitter.com/XN5yx4J8kT
— WV Attorney General (@WestVirginiaAG) August 10, 2026
The National Shooting Sports Foundation praised the outcome. Managing Director for Public Affairs Mark Oliva told the DCNF that McCuskey’s “quick and direct attention” showed what happens when elected officials actually respect the Second Amendment.
“This is what it looks like when elected officials are committed to the rule of law and respect for Second Amendment rights,” Oliva said.
The debanking of firearms businesses has deep roots. The Obama administration launched “Operation Chokepoint,” which used the Federal Deposit Insurance Corporation to pressure banks into denying gun companies financial services. While the first Trump administration halted the practice in 2017, some financial institutions continued pressuring firearms companies for years afterward.
“West Virginia’s Firearm Nondiscrimination (FIND) Act ensures that firearm and ammunition businesses won’t be denied financial services because they don’t fit into a ‘woke’ agenda,” Oliva said. “The end result is the best possible solution. Firearm and ammunition businesses are able to access the financial services they need to compete in the marketplace.”
McCuskey’s office confirmed the investigation is closed. West Virginia businesses and jobs in the firearms industry are now safeguarded under the FIND Act — and three financial giants just learned the hard way that discriminating against legal gun commerce has consequences.
