Letitia James May Have Engaged In Mortgage Fraud?

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Screenshot: New York State Attorney General / Facebook

Patriots, it’s time to take a closer look at the actions of New York Attorney General Letitia James, who stands accused of manipulating the system for her own benefit. In a shocking revelation, it appears James may have engaged in mortgage fraud to secure a government-backed loan in 2011.

James’s loan documents claimed her Brooklyn apartment building had only four units, contrary to its Certificate of Occupancy which states five. This false claim allowed her to obtain a favorable 2.7% HAMP loan, designed for buildings with four or fewer units, despite her substantial income of over $126,390 that year.

Source: New York City Department of Finance
Source: New York City Department of Finance.

The plot thickens with new questions about a prior real estate transaction. In 1983, a youthful Letitia James, alongside her father, Robert James, procured a $30,300 loan from Kadilac Funding Ltd. to purchase a modest home in Queens, New York. However, the loan documents bizarrely identify them as “husband and wife,” raising serious legal questions.

Source: New York City Department of Finance
Source: New York City Department of Finance.

This “husband and wife” designation appears prominently on both the first page of the loan and the signature page. Yet, the deed executed on the same day identifies Letitia as Robert’s daughter. One wonders if this misrepresentation was a deliberate attempt to defraud the mortgage lender by conflating family ties for financial advantage.

114-04 Inwood Street in Queens, New York
114-04 Inwood Street in Queens, New York.

The inconsistencies don’t stop there. When the loan was reassigned, and later when the property was sold, the documents again list Letitia and Robert as “husband and wife.” This puzzling pattern points to potential mortgage fraud, which, if true, is a criminal offense under both federal and state laws.

Source: New York City Department of Finance
Source: New York City Department of Finance.

Such actions are defined as “False Representation” and “Misrepresentation of Relationship” in legal terms, carrying severe penalties including fines and possibly imprisonment.

Source: New York City Department of Finance
Source: New York City Department of Finance.

In stark contrast, Letitia James has been an aggressive prosecutor against those she accuses of similar transgressions. Her high-profile fraud case against Donald Trump in 2024 showcased her no-nonsense approach, where she sought massive judgments without regard for context or an injured party.

Source: New York City Department of Finance
Source: New York City Department of Finance.

During her victory speech, James proclaimed, “When powerful people cheat to get better loans, it comes at the expense of honest and hardworking people…No matter how big, rich, or powerful you think you are, no one is above the law.”

The irony is glaring. If the allegations against Letitia James hold, will she be held to the same standards she used against others? It’s time for New York State to show that justice is blind, ensuring no one is above the law.

Joel Gilbert, a Los Angeles film producer and president of Highway 61 Entertainment, contributes this compelling narrative. Patriots, stay vigilant and informed!

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